Safe through rent day, or short, and by exactly how much
Free money tools
Each one answers a question that keeps people up at night. No login, no card — the answer is on the screen in seconds.
Am I safe through rent day?
Bills and debt payments through your target date vs what you actually have — one honest number.
How much do my loans cost me every month?
Enter your loans and see the interest burned monthly — and which loan is a trap that grows faster than you pay it.
What is my payday loan really charging me?
Fee and cycle length in, true annualized rate out. The number lenders never print.
Is refinancing this loan worth it?
Current rate vs offered rate on your balance — interest saved, new payment, break-even.
Where does my money actually go?
Drop a CSV export — parsed in your browser, never uploaded. Recurring bills, top merchants, subscription creep.
How much are clients sitting on?
List who owes what and for how long — aging buckets show how big a bank you've quietly become.
How do I ask a client for money without burning the bridge?
A shame-free payment nudge in your tone of choice, ready for WhatsApp or email.
Can I afford this right now?
One purchase against your real obligations through your next horizon — a yes, a no, or a number.
How much can I pay myself this month?
Revenue, burn, and a safety buffer — the draw that doesn't starve the business.
What should my day rate be?
Income goal, working days, expenses, and buffer — the rate that actually adds up.
What INR price recovers my USD cost basis?
Spot rate, fees, and purchase rate — the honest breakeven for money crossing borders.