Safe through rent day, or short, and by exactly how much
Free money tools
Each one answers a question that keeps people up at night. No login, no card. The answer is on the screen in seconds.
Most searched
What actually lands in my account?
Gross pay, filing status, and state. See take-home for this paycheck, with federal, state, and FICA spelled out.
When will I actually be debt-free?
Your balances, rates, and payments. The date each debt dies, and how snowball vs avalanche changes it.
How big should my emergency fund be?
Your real monthly burn (locked bills plus debt payments) against what you have. Months of cover, honestly.
Is refinancing this loan worth it?
Current rate vs offered rate on your balance. Interest saved, new payment, break-even.
Am I safe through rent day?
What you have minus what must leave before rent day. One honest number.
More tools
How much do my loans cost me every month?
Enter your cards and loans and see the interest burned monthly. Which one is a trap that grows faster than you pay it.
What is my payday loan really charging me?
Fee and cycle length in, true annualized rate out. The number lenders never print.
Can I afford this right now?
One purchase against your real obligations through your next horizon. A yes, a no, or a number.
What should my day rate be?
Income goal, working days, expenses, and buffer. The rate that actually adds up.
How do I ask a client for money without burning the bridge?
A shame-free payment nudge in your tone of choice, ready for WhatsApp or email.
How much can I pay myself this month?
Revenue, burn, and a safety buffer. The draw that doesn't starve the business.
How much are clients sitting on?
List who owes what and for how long. Aging buckets show how big a bank you've quietly become.
Where does my money actually go?
Drop a CSV export. Parsed in your browser, never uploaded. Recurring bills, top merchants, subscription creep.
What INR price recovers my USD cost basis?
Spot rate, fees, and purchase rate. The honest breakeven for money crossing borders.