How big should my emergency fund be?
Your real monthly burn (locked bills plus debt payments) against what you have. Months of cover, honestly.
Thin cover
1.2 months
of cover at your real burn of $3,300/mo. Debt payments included, which most calculators quietly skip
- 3-month cushion: $9,900 ($5,900 to go)
- 6-month cushion: $19,800
Email me the full report
Your numbers, written up with what to do next. No spam: a handful of notes, then quiet.
The question this tool can't answer
Your burn changes every month. What's your cover number today, without re-entering anything?
Myya Money watches this every day: runway, who owes you, what your debt costs. It tells you before it bites.
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